November 2018
13 common sense tips to help manage your finances

A few months ago Reserve Bank Governor Phillip Lowe provided four common sense points we should all keep in mind regarding borrowing to finance a home. (The Governor’s speech can be found here). I thought they made sense and so summarised them in a tweet to which someone replied that every checkout operator knows them. Which got me thinking that maybe many do know them,

15

Nov
2018
Rising US interest rates, trade wars, the US midterm election results, etc – should investors be worried?

October was a bad month for shares with global shares losing 6.8% in local currency terms and Australian shares losing 6.1%. It’s possible that following top to bottom falls of 9% for global shares, 11% for Australian shares, 21% in emerging markets and 31% in Chinese shares we have now seen the low in the share market rout. Shares were due a bounce and from

08

Nov
2018
Monetary Policy Decision – Statement by Philip Lowe, RBA Governor, November 2018

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The global economic expansion is continuing. A number of advanced economies are growing at an above-trend rate and unemployment rates are low. Growth in China has slowed a little, with the authorities easing policy while continuing to pay close attention to the risks in the financial sector. Globally, inflation remains

08

Nov
2018
October 2018
How to invest in property without actually buying one

You don’t have to be a landlord, deal with tenants or put a deposit down on a home to get your foot in the property market While investing in property may be a dream of yours, saving for a deposit, dealing with tenants and paying off a mortgage mightn’t be. The good news is there are opportunities where you can invest in property without actually buying one,

26

Oct
2018
Are shares expensive?

Are shares expensive?

at Oliver Updates - by Navigate Financial

Introduction Some commentators claim shares are way overvalued and so a crash is inevitable. As always, it’s a lot more complicated, but given the current turbulence in share markets it’s worth having a look at whether share markets are expensive or not as a guide to how vulnerable we are to further falls. More broadly, valuation measures provide a guide to future return potential. Why

24

Oct
2018
8 money tips for when your kid lands their first full-time job

Your kid may not have listened to anything you've said over the past umpteen years, particularly when it came to their dating preferences, coming home on time and cleaning up after themselves. However, now they’ve landed their first full-time job, there’s a possibility that could change, which might be music to your ears, particularly if you wish you’d had greater guidance around what to do

22

Oct
2018
Boom turns to bust – falling Australian home prices. How far and for how long and what’s the impact on the economy?

Australian capital city home prices have fallen for 12 months in a row and are down 4% from their peak. Most of the weakness relates to the previous boom time cities of Sydney and Melbourne but prices are continuing to fall in Perth and Darwin. Source: CoreLogic, AMP Capital This begs the questions: how far will prices drop? and what will it mean for the

18

Oct
2018
Outlook for the Australian economy

  https://vimeo.com/293475742 Investors might have noted some recent positives in the Australian economy. June quarter GDP growth of 3.4% was above potential and its fastest rate since 2012. We have also seen pretty good jobs numbers, with the unemployment rate trending down and sitting at a six-year low of 5.3%. And job ads, job vacancies and employment surveys have also been solid. (While job vacancies

15

Oct
2018
Why invest in global listed infrastructure

Global listed infrastructure has become increasingly popular with investors who are looking to improve the resilience and diversification of their equity portfolio. This article examines investment case for infrastructure and also listed infrastructure specifically. Firstly, let’s take a step back and look at why more and more investors are looking at allocating to infrastructure in general: Stability Infrastructure assets provide essential services to society, such

15

Oct
2018
Are young families the most vulnerable as house prices head lower?

The long-term rise in Australian home prices has led to a huge inter-generational transfer of wealth from the young to the old. A material reversal in property values will go some way to unwinding this, creating winners and losers amongst the generations. Australia has long had a love affair with home ownership, which is illustrated by the strong growth in residential prices over the past

15

Oct
2018

October 2018

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