You've probably spent much of your working life accumulating super. So, when the time comes, you might be wondering whether you’d be better off taking the money as a lump sum, income stream or both. To help you make an informed decision, we’ve pulled together some info regarding trends in Read more…
You may know the intimate details of your household finances, but what about your super balance? Along with the family home, super is often one of your most valuable assets. Yet many women are lagging behind men when it comes to the amount they’ll have saved in super for their Read more…
Whether you love climbing mountains, playing golf or collecting rare artefacts, some hobbies can get very pricy very quickly. Between club memberships, specialised equipment, tournaments and auctions, it’s very easy for your spending to soar. Hobbies are important for a well-balanced life, and can even contribute to mental wellbeing, but Read more…
The government has announced changes to three key 2016 Federal Budget proposals —the most significant being that it would not go forward with its proposal to introduce a $500,000 lifetime cap on non-concessional (after-tax) super contributions. In a nutshell the new proposals include: From 1 July 2017, the existing annual Read more…
As Australia’s population continues to age, more people are joining what’s been coined the ‘sandwich generation’—a group wedged between the needs of their kids and their older parents. If it’s something you’re juggling at the moment, or want to prepare yourself for in the future, here is some general information Read more…