July 2019
2018-19 saw a rough ride for investors but it turned out okay

The past financial year saw a roller coaster ride for investors. Share markets plunged into Christmas only to rebound over the last six months. This note reviews the last financial year and takes a look at the investment outlook for 2019-20.   A volatile but good year for diversified investors The past financial year saw pretty good returns for investors. But it didn’t feel so

02

Jul
2019
June 2019
Don’t fight the Fed… or the ECB or RBA

This decade has now seen three global growth scares – around 2011-12, 2015-16 and now since last year. Each have been associated with softening business conditions indicators (or PMIs) as indicated in the next chart – see the circled areas. Source: Bloomberg, AMP Capital And each have been associated with roughly 20% falls in share markets. Source: Bloomberg, AMP Capital All have seen central banks

21

Jun
2019
Can I go back to work if I’ve already accessed my super?

When you access your super at retirement your super fund may ask you to sign a declaration stating that you intend to never be employed again. But there may be compelling reasons why someone would subsequently return to work. According to the Australian Bureau of Statistics (ABS) the most common reasons retirees return to full or part-time employment are financial necessity and boredom1. Regardless of

19

Jun
2019
Rent vs lifestyle—can you have it all?

Rental payments can make a real dent in your bottom line so it’s a good idea to find a balance between location and lifestyle So you’ve found the apartment of your dreams. It’s a stone’s throw from the CBD’s trendiest shopping street, boasts fabulous views of the sea and comes with a fully-equipped kitchen boasting European appliances plus luxury spa bathroom. OK, it’s a bit

19

Jun
2019
Boost savings with compound interest

If your goal is to save for the future, or perhaps start putting away for your children’s education – then unless you plan on putting your savings under your mattress, the sooner you start the better. That’s because you could be missing out on earning compound interest along the way that could make a stark difference to the overall amount you save. The difference between

19

Jun
2019
Australian growth will be constrained but here’s nine reasons why recession is unlikely

For some time our view has been a less upbeat on the Australian economy than the consensus and notably the RBA. The reasons were simple. The housing cycle has turned down and this is weighing on consumer spending. And this is at a time when the risks to the global economy have increased as the trade war threat has ramped up again. All at a

18

Jun
2019
How to capitalise on structural changes in Australian listed real estate

The proliferation of online shopping has heralded a structural shift in the marketplace. With it comes challenges for investors, particularly passive investors whose portfolio returns depend, in part, on history repeating itself. This new environment raises a number of questions for investors including: What are the prospects for other property options, particularly industrial real estate? How should investors think about property investing as this structural

17

Jun
2019
Solving the energy puzzle

Solving the energy puzzle

at Market Updates - by Navigate Financial

Infrastructure is vital to economic growth. It creates a virtuous, never-ending cycle: investment in infrastructure helps stimulate sustainable long-term economic growth which then creates a further need for infrastructure. One of the current developments that is driving further infrastructure investment is the global trend towards decarbonisation to reduce CO2 emissions, and the role of energy infrastructure in fulfilling future global energy needs.   The world

17

Jun
2019
Options: why portfolio diversification is not enough

If you look around the world, we face unprecedented risks. The US-China trade war, Brexit, and slowing global growth are among the spot fires that could flare up and engulf portfolios. The risks were obviously highlighted by the strong sell-off in markets at the end of 2018. Investors and advisers are no doubt looking to insure against those portfolio risks by using natural hedges like

17

Jun
2019
The $A still has more downside, but a lot of the weakness is behind us

While some have expressed surprise at the recent resilience in the value of the Australian dollar around the $US0.69-0.70 level despite weak Australian growth and Reserve Bank rate cuts, from a big picture sense it has already fallen a long way. It’s down 37% from a multi-decade high of $US1.10 in 2011 and it’s down 15% from a high in January last year of $US0.81.

14

Jun
2019

June 2019

Page 1 of 5112345...102030...Last »