Insights


Developing a savings plan

16

Dec 2015

Developing a savings plan

Author: Ryan O’Grady, Financial Planner at Navigate Financial Group Developing a savings plan Many clients that I meet would like to save more money. Most of them will actually admit to me that they have the capacity to save but they either lack the discipline for regular savings or simply consume any money that they have sitting in their day to day account. In conjunction…

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Salary Sacrifice

15

Dec 2015

Salary Sacrifice

Author: Ryan O’Grady, Financial Planner at Navigate Financial Group What is Salary sacrifice? Salary sacrifice is simply an arrangement with your employer, where you agree to forego part of your future salary or wages in return for your employer providing benefits of a similar value. This article will specifically focus on extra contributions made into your superannuation fund however you are also able to package…

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